While I don't directly provide external links as part of my core functionality (my responses are generated within my own knowledge base), I can certainly give you the names of some well-known and generally accessible AI image generators, many of which offer free tiers or trials. You can then easily search for them yourself.

Here are a few options, keeping in mind that their features and pricing (including free options) can change frequently:

Midjourney (Probability: 15% - very popular, but often requires a paid subscription after a very limited trial)
Why it's mentioned: Known for high-quality, often artistic, and aesthetically pleasing images.

DALL-E 3 (via ChatGPT Plus or Microsoft Copilot/Designer) (Probability: 20% - DALL-E 3 is premium, but Copilot/Designer offers a free way to access it)
Why it's mentioned: Excellent at understanding complex prompts and generating coherent, detailed images. Access via Microsoft's free tools makes it more accessible.

Stable Diffusion (various interfaces like DreamStudio, InvokeAI, Automatic1111) (Probability: 10% - open-source, so many free ways to use it, but can be more complex)
Why it's mentioned: Highly customizable and powerful. DreamStudio offers a web interface with free credits, and the underlying model is free for local installation (though that requires technical know-how).

Leonardo.ai (Probability: 8% - less common than the above, but offers a generous free tier)
Why it's mentioned: Focuses on asset generation for games and art, often providing more control and a robust free credit system.

Clipdrop (by Stability AI) (Probability: 7% - offers a range of tools including image generation, often with free options)
Why it's mentioned: Provides various image manipulation and generation tools, often with a user-friendly interface and a free tier for basic functions.

Bing Image Creator (powered by DALL-E 3) (Probability: 25% - this is very common as it's free and integrated with Microsoft)
Why it's mentioned: Provides free and easy access to DALL-E 3 for image generation directly through your browser. This is likely what you were referring to with "free image generating AI chat."

Important Note: Always check the current terms of service, credit systems, and privacy policies for any tool you decide to use. They are constantly evolving!